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Having a strong financial partner in an uncertain economy is paramount to success.

Financial Strength is PARAMOUNT.

We are here for you.
Morning sunrise over Palo Duro Canyon, TX

Self-Service your Online Banking Access

Use our Self-Service Online Banking tools linked below for your initial registration or to recover your user ID or password. Once you have access scroll down more to look for answers to any frequently asked questions you may have or click the link to go there immediately if you already have access.

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Banking that goes everywhere with you.

It’s never been more convenient to manage your accounts anytime, anywhere.

Personal Banking

Online Banking

Transfers, deposits and balances are just a click away.

Mobile App,

Make the most of your money with easy access on your phone.

Send Money with Zelle®

Transfer funds to and from people you know, no matter where they bank.



    President, Slaton

    “Because my family has been in Slaton for four generations, I have deep roots in this community. I love helping customers I’ve known my whole life and working with people who are just like family. I am so grateful for Happy – there is such depth to our core values, which means you’ll often find us opening meetings with prayer and see servant leadership modeled daily.”

    Hear Our History
    Terrica Taylor Photo


    Regional President, Central Texas

    “I love the natural beauty of the Texas Hill Country. I love the welcoming, friendly, small town feel of Kerrville. Most of all, I love the way people here work together to make this a special place to raise our families, grow our businesses and help others in need. I also love the Happy culture and our core values. We work hard, have fun, love God and love one another.”

    Hear Our History
    Gregg Appel, employee

We're here to help you.

Our only job is to help our customers. That means we'll do what it takes to bring your financial dreams to life.
Family Harvesting Vegetables From Garden at Small Home Farm