Bank with Strength
A strong financial partner in an uncertain economy is paramount to success.
Since we were founded in 1908, we have worked to bring our customers and the communities they live in the type of commitment and care that exceeds expectations. Through our involvement with and support of local charities, we are more connected and better able to meet customers’ needs – particularly as we compete with large regional and national banks. Happy State Bank provides a broad range of commercial and retail banking and related financial services to businesses, investors, individuals and municipalities.
What "Member FDIC" Means to You
Member FDIC (Federal Deposit Insurance Corporation) is a federal agency insuring accounts up to $250,000 per depositor per FDIC-insured bank. Keeping your money at an FDIC insured institution like Centennial Bank is one of if not the safest places to keep your money.
Can we cover "uninsured" FDIC Deposits?
The strength of Home BancShares’ liquidity and availability provides more than 100% coverage for all uninsured and uncollateralized depositors as of March 31, 2023,” stated John Allison, Chairman and CEO of HOMB. “The strong liquidity of HOMB would have allowed HOMB to pay all uninsured and uncollateralized deposits in excess of the FDIC limits of $250,000 and still have $1.7 billion remaining.
Why You Should Make The Switch
We’re local! Ask us why we would be right for you!
Instant Issue Debit Cards
Never go without a card.
Access to financial education
No matter what stage in life you’re in, is made easy through our partnership with GreenPath Financial Wellness
Be a member of our Diamond Club!
If you love to travel, you will find a unique value in this opportunity to see local and popular U.S. attractions, as well as locations around the world.
Find out the pros and cons of refinancing home loans, what mortgage loan is right for you, and more.