Skip navigation

Cash Management

Streamlined Account Management

Craftswoman looking at laptop in workshop

Cash Management Solutions

Providing you the tools you need to help your business grow.

Information Reporting

Real-time business banking at your fingertips and on your schedule.

  • Move money and pay bills
  • Track and report finances
  • Customize multi-user access

Deposit & Disbursement Services

Accelerate the conversion of deposits into cash and streamline payables.

  • Remote Deposit Capture (RDC)
  • Automated Clearing House (ACH)
  • Credit card acceptance

Liquidity Management

Manage excess funds and liquidity with our short-term investment options.

  • CDARS
  • Insured Cash Sweep (ICS)
  • Sweep services

Business Online Banking

Run your business more effectively and efficiently with our Business Online Banking.

 

Pay Vendors and Employees

Process fast, easy and secure online payments.

View Statements and Check Images

Easy way to stay on top of transactions and deposits.

Export to Money Management Software

Simplify financial management with one download.

Set Permissions

Manage each users access to your accounts and easily set their level of online permissions.

Remote Deposit Capture

Run your business without running to the bank.

Next Day Availability

Next business day availability on checks scanned and received by 7 p.m. Central.

Online Reporting

Easily retrieve deposit details and images of deposited items.

Reduce Fraud

Faster clearing reduces the negative impact of returned checks and check fraud.

Farmer looking at tablet while walking through plant nursery

Automated Clearing House (ACH)

Male restaurant owner calculating finances and bills in business.

Save time and money when sending or receiving funds.

Sending and receiving payments may be one of the most important aspects of your business. And it’s important for the process to be economical, safe and reliable. The more efficiently you manage payables and receivables, the quicker you can begin investing your excess cash to support operating capital or debt reduction.

Learn More About ACH

Business Credit Card

Business Preferred Credit Card

Our Business Preferred Point Credit Card gives your business reward points for everyday purchases. You can cash in your points for travel, cash, electronics and much, much more. Apply at any one of our Happy State Bank locations or by contacting us.

Fraud Prevention

Safeguard transactions and minimize risk with our Fraud Prevention tools.

Positive Pay

Account Reconciliation

ACH Debit Blocks

Merchant Services

We offer equipment, processing services and business intelligence reporting to boost your business and keep it running smoothly.

Terminals

Virtual and countertop terminals for secure transactions.

Mobile EMV

On-the-go payment processing that fits in your pocket.

E-Commerce

Drive sales online with effortless checkout.

Ready to get started?

Please do not enter any personal banking information.

  • I want to…
    • Cash Management Services
    • Remote Deposit Capture
    • Fraud Prevention
    • Merchant Services

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Thank you! We will be in touch shortly.
We're sorry, something went wrong. Please call your local branch.