Policies and Disclosures
View Happy's Policies and Disclosures
Privacy Policy
How Happy State Bank uses your personal information.
Consumer Complaint Notice
How to supply your feedback to the Texas Department of Banking.
Electronic Funds Transfer Agreement and Disclosure
A deeper dive into online banking and electronic transactions.
Terms of Use
Site access is subject to the following terms of use.
Security Policy
Protect yourself with the proper hardware and software.
Customer Identification Policy
When opening an account, here’s what we require.
ATM Safety Precautions
Please exercise discretion when using an ATM or night deposit.
Social Media Guidelines
A few best practices for conversing on Happy State Bank social channels.
Social Media Contest Rules
Guidelines for our social media contests.
Online Banking Disclosure
Before enrolling in online banking, please read the agreement.
Mobile Banking Enrollment Terms and Conditions
Terms for using our mobile technology.
Electronic Statement Disclosure
This statement asks for your consent so that we can provide communications and information to you in an electronic format rather than in a paper format.