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Policies and Disclosures

View Happy's Policies and Disclosures

Privacy Policy

How Happy State Bank uses your personal information.

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Consumer Complaint Notice

How to supply your feedback to the Texas Department of Banking.

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Electronic Funds Transfer Agreement and Disclosure

A deeper dive into online banking and electronic transactions.

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Terms of Use

Site access is subject to the following terms of use.

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Security Policy

Protect yourself with the proper hardware and software.

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Customer Identification Policy

When opening an account, here’s what we require.

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ATM Safety Precautions

Please exercise discretion when using an ATM or night deposit.

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Social Media Guidelines

A few best practices for conversing on Happy State Bank social channels.

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Social Media Contest Rules

Guidelines for our social media contests.

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Online Banking Disclosure

Before enrolling in online banking, please read the agreement.

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Mobile Banking Enrollment Terms and Conditions

Terms for using our mobile technology.

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Electronic Statement Disclosure

This statement asks for your consent so that we can provide communications and information to you in an electronic format rather than in a paper format.

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