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Happy State Bank

How to Reach Us

Customer Service


Monday – Friday
7 a.m.-7 p.m. (CT)

8 a.m.-2 p.m. (CT)

Online Banking Access Support

Monday – Friday
8 a.m.-5 p.m. (CT)

Customers unable to login to Online Banking please use our fillable contact form under the “Get Help with Online Banking” heading to receive a call back. Please be prepared to answer security questions related to your account for access.

24/7 Telephone Banking

Reporting a Lost/Stolen Card


Available 24/7 or visit a Happy State Bank branch during normal operating hours (Most Happy State Bank locations can print a replacement on site.

We'd love to hear from you.

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  • I want to…
    • Get help with Online Banking
    • Get help with my debit card
    • Report account/card fraud
    • Discuss an account or loan
    • Ask a general question

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Bank Holiday Schedule

Holidays 2022 2023
New Year's Day Saturday, January 1 Monday, January 2 (observed)
Martin Luther King Day Monday, January 17 Monday, January 16
Presidents Day Monday, February 21 Monday, February 20
Memorial Day Monday, May 30 Monday, May 29
Juneteenth Monday, June 20 (observed) Monday, June 19
Independence Day Monday, July 4 Tuesday, July 4
Labor Day Monday, September 5 Monday, September 4
Columbus Day Monday, October 10 Monday, October 9
Veterans Day Friday, November 11 Saturday, November 11
Thanksgiving Day Thursday, November 24 Thursday, November 23
Christmas Eve Saturday, December 24 - Close at 12:00 PM Sunday, December 24
Christmas Day Monday, December 26 (observed) Monday, December 25

Mailing Address

P.O. Box 68
Happy, TX 79042


Come See Us

Happy has over 60 locations across Texas. If you're in the neighborhood, be sure to stop by and say hello! We hope to see you soon.