Skip navigation

Banking Services

Online & Mobile Banking

Woman working on the computer while sitting on couch

Simplified money management.

Easily manage your money from any device with features that work for you.

Pay your bills or send money to friends

Easily transfer funds between accounts

Keep tabs on your account with custom alerts

Personal Finance

Our free, robust online financial tool enables you to manage accounts at Happy and other banks, including loans and credit cards, all in one place.

Learn More About Personal Finance


Set up budgets and monitor your monthly spending.

Debt Management

View credit card and loan balances and create a plan to reduce your debt.

Financial Goals

Set short-term and long-term financial goals and track your progress.

Woman at table with computer and credit card close-up

Go Mobile with Happy State Bank.

Free to Download

Mobile App

You must enroll in online banking prior to downloading the app. Once the app is downloaded, you’ll be ready to start enjoying banking on the go. Just use your online banking username and password to log in.

To download the Happy State Bank mobile app, select the App Store® or Google Play™ and in the Search bar, type Happy State Bank.

Two apps will appear, personal banking and business banking. Once the personal app is downloaded, follow the directions to get started.

button for app storebutton for app store

Easy to Use

Mobile Deposits

No time to stop by a branch? Make a check deposit via our app.

  1. Log in to mobile banking
  2. Select the yellow plus sign, then select Deposit
  3. The prompts will walk you through the steps, including taking a picture of your check and confirming your deposit

Additional Features

Bill Pay

Pay bills with a couple of clicks. While logged in to your account, select the Pay and Transfer drop-down and then Pay bills. Next, follow the directions and select Enroll now. Once your payees are set up, you have additional options to help seamlessly manage your finances:

  • Schedule your payments in advance using AutoPay
  • Use eBill to view bills from your payees right from online banking


You can transfer money between your accounts and send and receive money to accounts you may have at other institutions. Select Pay and Transfer, choose the option, and follow the prompts:

  • Transfer between your Happy accounts: Select Make a transfer
  • Transfer to other accounts: Select Make an external transfer


Want to know when balances change or transactions clear your account? You can sign up and customize the alerts for each of your accounts and we’ll keep you up-to-date.

To sign up for account alerts, go to Customer Service and select Manage Alerts. There you can choose the account you would like to be notified about and hand-select the alerts you will receive.


Electronic statements are the most secure way to manage your accounts and keep your information safe. We offer free electronic statements with every account and maintain an 18-month statement history once enrolled.

  • To enroll in eStatements: Select Customer Service and then Change statement delivery method on the first drop-down column and follow the directions
  • Make sure you review the Service Agreement and Disclosure hyperlink before proceeding
  • To view your statements: Select Accounts and then select Statements

Take Happy with you.

After setting up your account, download the Happy State Bank app and take your personal account to the next level.
Woman farmer with digital tablet on a background of harvesters.