Open an Account Quickly and Easily

_{•  Surcharge-FREE ATMs – Save receipts – Save money4}

_{•  Convenient Online, Mobile App., Telephone and Text Banking1,2}

_{•  Internet Bill Pay1}

_{•  Instant Issue Debit Card5}

_{•  Coin Machine Transactions (where available)}

_{•  Mobile Payment Options1,2}

_{•  Mobile Check Deposit from a smartphone or tablet (deposit a check by taking its photo)1,2}

_{• eStatements available1}

_{• eStatements required (if eStatement requirement not met account will include $5.00 monthly service charge)}

_{•  Surcharge-FREE ATMs – Save receipts – Save money}

_{•  Convenient Online, Mobile App., Telephone and Text Banking1,2}

_{•  Internet Bill Pay1}

_{•  Instant Issue Debit Card}

_{•  Coin Machine Transactions (where available)}

_{•  Mobile Payment Options1,2}

_{•  Mobile Check Deposit from a smartphone or tablet (deposit a check by taking its photo)1,2}

_{• eStatements available1}

_{•  $10,000 AD&D Insurance, $1,000 for each dependent grandchild}

_{•  Total Identity Monitoring and Protection (*Registration/activation required)}

_{-Some benefits offered by a third party and require additional contact for initial enrollment. Insurance products not insured by FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate. May lose value.}

_{-Identity theft insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.}

_{-Accidental Death & Dismemberment insurance underwritten by insurance company subsidiaries or affiliates of Plateau Insurance Company. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.}

_{-Cellular telephone bill must be paid through this account. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.}

_{Restrictions and limitations apply to opening deposits and funding methods. Online account opening applies to deposit accounts. Subject to credit approval. Must be 18 years of age. Must be a legal resident of the United States. Must have working device that meets required specifications. Not all products are available for all locations. Not all products are available through online account opening.}

_{Happy State Bank, a division of Centennial Bank, online checking accounts can be opened by:}

• _{Check – Any amount up to product maximum}
• _{Wire – Any amount up to product maximum}
• _{Internal Transfer from Happy State Bank account – Up to $50,000.00 or product maximum (whichever is lower)}
• _{External Transfer from non-Happy State Bank account – Up to $2,500.00 or product maximum (whichever is lower)}
• _{Credit/Debit Card – Up to $500.00 or product maximum (whichever is lower)}

_{Please note: “Additional Offers” accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products. [/footnote] provided by IDProtect®}

_{•  Triple Credit Bureau file monitoring (*Registration/activation required) provided by IDProtect®}

_{•  3-in-1 credit report (*Registration/activation required) provided by IDProtect®}

_{•  Cash Back Members Rewards (You must register with eClub, request benefit voucher, and return completed voucher with receipts to receive cash back rewards. Rebates limited to $10 maximum per calendar quarter based on total dollar amount of receipts submitted.)}

_{•  Travel and Entertainment benefits (*Registration/activation required)}

_{•  Cellular Telephone Protection}

_{• FREE eClub Mobile App – Check credit report, receive coupons for participating restaurants and retailers (*Registration/activation required) (Wireless carrier’s data rates may apply)}

_{• FREE Notary Service}

_{• Half-Price rental fee for one Safe Deposit Box (safe deposit box content is not insured by the FDIC)}

_{• Instant-Issue Debit Card5}

_{• Surcharge-FREE ATMs – Save Receipts, Save Money4}

_{•  FREE Specialty Blue Wallet style checks}

_{•  Surcharge-FREE ATMs – Save receipts – Save money4}

_{•  Convenient Online, Mobile App., Telephone and Text Banking1,2}

_{•  Internet Bill Pay1}

_{•  Instant Issue Debit Card5}

_{•  Coin Machine Transactions (where available)}

_{•  Mobile Payment Options1,2}

_{•  Mobile Check Deposit from a smartphone or tablet (deposit a check by taking its photo)1,2}

_{• eStatements available1}

Learn more about our Diamond Travel Club

_{•  Surcharge-FREE ATMs – Save receipts – Save money4}

_{•  Convenient Online, Mobile App., Telephone and Text Banking1,2}

_{•  Internet Bill Pay1}

_{•  Instant Issue Debit Card5}

_{•  Coin Machine Transactions (where available)}

_{•  Mobile Payment Options1,2}

_{• eStatements available1}

_{• No Overdraft Privilege available}