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Banking Services

Manage Your Accounts Anytime, Anywhere

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Happy Debit Mastercard®

A safe and convenient alternative to carrying cash.

Free ATMs

Access more than 25,000 free ATMs through the MoneyPass® network that can be located online or through the Happy mobile app.


Theft Protection

Receive alerts about suspicious activity so you can take immediate action with assistance from a dedicated resolution specialist.

Global Support

Emergency card replacement and cash advance available around the clock.

Travel Services

Convenient online booking for hotels, flights and car rentals.

Convenient, Secure Mobile Payments

Add your Happy State Bank debit card to your mobile wallet for Apple Pay,® Google Pay™ and other purchases on-the-go.

  • No cards or cash to lose
  • Easily turn off if phone is lost
  • Available in-store and online
  • Make in-app purchases

Banking at your fingertips.

It’s never been more convenient to control your money on your terms, no matter where you are.

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Online Banking

Transfers, deposits and balances are just a click away.

Mobile App

Make the most of your money with easy access on your phone.

Send Money with Zelle®

Transfer funds to and from people you know, no matter where they bank.

Download the Happy App

Once you’ve enrolled in online banking, you can use our Happy personal mobile app to deposit checks, transfer funds, check balances and more. Download the app from the App Store® or Google Play™ and take us with you wherever you go.

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Send and receive payments with Zelle.®

Need an easy way to send payments instantly to friends or family members? Zelle lets you transfer money to and from people you know and trust, no matter where they bank.

Learn About Zelle®

Personal loans for life.

Explore loan options with competitive rates and built-in support that will enable you to take the next step.
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