Take your business to the next level.
Here when you need us.
There are no one-size-fits-all solutions to help with business financing. Our experienced local bankers will take the time to get to know you and understand your needs.
We take the time to get to know your business and offer innovative solutions to achieve your goals.
Our industry experts know the market and have the authority to make final decisions to help you capitalize on business opportunities.
Strong Balance Sheet
Our strong financial position means you have greater access to capital as your business grows.
Line of Credit
Business Happy Access Line of Credit
Our line of credit provides support for your working capital needs and serves as a safety net when unexpected expenses arise. Have the flexibility you need to manage growth, seasonality or timing differences in your business.
Business Credit Card
Business Preferred Credit Card
Our Business Preferred Point Credit Card gives your business reward points for everyday purchases. You can cash in your points for travel, cash, electronics and much, much more. Apply at any one of our Happy State Bank locations or by contacting us.
Happy is a Preferred SBA Lender
As a Preferred SBA Lender, our dedicated team can process your loan quickly. An SBA loan is one of the best ways to finance a new business, buy an existing business, expand your current operation, or make other startup/expansion purchases. To learn more, speak with one of our bankers.