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Business Checking & Savings

Let's get down to business.

Accounts and services designed to grow with you.

All business checking and savings accounts come with:

Free Electronic Statements

Free Debit Mastercard®

Free Online & Mobile Banking

Accounting Software Compatibility

Business Checking Comparison

Product Business Checking Commercial Analysis Checking Commercial Interest Checking
Opening Deposit $100 $100 $100
Monthly Service Fee $0 Starting at $10 Starting at $10
Interest N/A Earnings Credit Applied Tiered Interest
Activity or Limits 200 checks issued or deposited per month Ask banker for analyzed fee schedule Ask banker for analyzed fee schedule
Statements Free eStatements - paper statements $10/month Free eStatements - paper statements $10/month Free eStatements - paper statements $10/month
Checks Yes Yes Yes
Debit Cards Yes Yes Yes

Added Account Perks


Give others the ability to manage your accounts.

Mobile Deposit

Deposit checks on the go through our dedicated business mobile app.

Reporting Tools

Access detailed reports to monitor activity, cash flow and more.

Close up of woman filling out tax forms.

Savings options that serve your business needs.

Higher Interest

Money Market

Earn higher interest with flexibility.

  • $5,000 to open
  • $12 monthly service fee if $5,000 daily balance not maintained
  • Tiered interest
  • Checks available upon request
Guaranteed Return

Certificates of Deposit

Safely grow savings with CDs (certificates of deposit).

  • Open with as little as $1,000
  • Terms 6 months to 5 years
  • Guaranteed return

Cash Management Solutions

All the tools you need to help you grow your business

Information Reporting

Real-time business banking at your fingertips and on your schedule.

Receivables & Payables

Convert deposits into cash and automate the payment process.

Fraud Prevention

Safeguard transactions and minimize risk.

Liquidity Management

Maximize earnings on excess funds.

Get the best accounts for your business.

Happy State Bank has several tools and resources to keep your business on track.