Business Checking & Savings
Let's get down to business.
Accounts and services designed to grow with you.
All business checking and savings accounts come with:
Free Electronic Statements
Free Debit Mastercard®
Free Online & Mobile Banking
Accounting Software Compatibility
Business Checking Comparison
| Product | Business Checking | Commercial Analysis Checking | Commercial Interest Checking |
|---|---|---|---|
| Opening Deposit | $100 | $100 | $100 |
| Monthly Service Fee | $0 | Starting at $10 | Starting at $10 |
| Interest | N/A | Earnings Credit Applied | Tiered Interest |
| Activity or Limits | 200 checks issued or deposited per month | Ask banker for analyzed fee schedule | Ask banker for analyzed fee schedule |
| Statements | Free eStatements - paper statements $10/month | Free eStatements - paper statements $10/month | Free eStatements - paper statements $10/month |
| Checks | Yes | Yes | Yes |
| Debit Cards | Yes | Yes | Yes |
Added Account Perks
Entitlements
Give others the ability to manage your accounts.
Mobile Deposit
Deposit checks on the go through our dedicated business mobile app.
Reporting Tools
Access detailed reports to monitor activity, cash flow and more.
Savings options that serve your business needs.
Higher Interest
Money Market
Earn higher interest with flexibility.
- $5,000 to open
- $12 monthly service fee if $5,000 daily balance not maintained
- Tiered interest
- Checks available upon request
Guaranteed Return
Certificates of Deposit
Safely grow savings with CDs (certificates of deposit).
- Open with as little as $1,000
- Terms 6 months to 5 years
- Guaranteed return
Cash Management Solutions
All the tools you need to help you grow your business
Information Reporting
Real-time business banking at your fingertips and on your schedule.
Receivables & Payables
Convert deposits into cash and automate the payment process.
Fraud Prevention
Safeguard transactions and minimize risk.
Liquidity Management
Maximize earnings on excess funds.
Get the best accounts for your business.
Happy State Bank has several tools and resources to keep your business on track.
