Main

We are so excited to be your financial partner. Here’s everything you need to help you bank Happy.

Account Charts

Personal Banking

Business Banking

Debit Cards

Locations

Contact


Get to know your new Happy account.

DEPOSIT ACCOUNT CHANGES
You will notice a few changes to your accounts, including new product names and features. View Personal and Business Account Charts to see how your Centennial accounts have integrated into Happy’s product line.

IMPORTANT REMINDERS

  • Continue to use your remaining supply of checks until it is depleted.
  • Direct deposit, ACH and automatic payments/transfers will continue without interruption.
  • Scheduled recurring transfers between your personal accounts will remain active.
  • CD and IRA rates and terms will remain in effect through maturity.
  • Loan rates and terms will remain in effect through maturity and all automatic loan payments will continue without interruption.

ROUTING NUMBER
The HAPPY STATE BANK routing number is 111310870. This number is used in conjunction with your account number to send funds from bank to bank electronically. For example, when setting up a direct deposit with your employer.


Your new Happy Debit Mastercard®

Remember to activate your new Happy debit card by calling 866-633-5293! If you have not yet received your debit card,please stop by or call your neighborhood branch, or you can call our Service Desk at 800-447-2265 (M-F 7 a.m. – 10 p.m.), and we’ll get you taken care of right away.

REMINDER If automatic payments are set up on your card, be sure to provide vendors with your new payment information.


ACCESS TO 25,000 ATMs
Your Debit/ATM card is part of the MoneyPass® network, which gives you FREE access to 25,000 additional ATMs. Find the nearest ATM here or through the HAPPY STATE BANK mobile app.

TRAVEL ALERTS
Before you travel, let us know so that we can process your out of town transactions without interruption. Call Happy customer service at 800-447-2265 to notify us in advance.

DEBIT CARD ALERTS
You can receive alerts on purchases, set spending limits and even control where and how your debit card can be used. Enroll in online banking and download our Happy personal app to get started.

DISPUTES OR LOST CARDS
Losing a debit card is never fun. Call 866-958-2867 to report a missing card and begin the recovery process or dispute an unauthorized transaction.

CHANGE OR RESET YOUR PIN
To change your PIN:

  • Stop by your local branch or call our Service Desk at 800-447-2265
  • Visit any HAPPY STATE BANK ATM - only available if you know your current PIN

HAPPY CHECKOUT
You can add your HAPPY STATE BANK debit card to your wallet on your phone. Pay securely with one-click while shopping, send money via text, or use your phone instead of pulling out your card at participating stores. For directions on how to set your card up, click here.

More ways to serve you!

CONSUMER AND BUSINESS LENDING
Whether you’re in the market for a new car or financing for your business, Happy has the loan for you. Learn more here.

CASH MANAGEMENT SERVICES
From accounts receivables to fraud or liquidity management, we keep your business Happy. Contact us at 806-349-9011 or CashManagementGroup@HappyBank.com to learn more.

MORTGAGE
We pride ourselves on the number of Happy houses that are in our banking communities. Call your local branch to get the mortgage process started and get into your dream home! Contact us at 806-359-8811 or mortgageinfo@happybank.com to learn more.



TRUST

With Happy Trust Services, your business, charitable organization, or even personal accounts are personally and confidentially managed by our experienced team. Call or visit one of our locations to go over your options and let us take care of you!

Amarillo: 806-356-8787
Lubbock: 806-798-4808
Dallas: 972-407-4947
Fort Worth: 817-989-3960
trustdept@happybank.com

GOLDSTAR
A $2 billion division of HAPPY STATE BANK that specializes in IRAs, investments, and precious metals. Visit GoldstarTrust.com to see results for yourself!

800-486-6888
info@goldstartrust.com

Non-deposit investment products with Happy Trust and Goldstar are not FDIC insured and are not guaranteed by the bank or any government agency.
Non-deposit investment products are subject to investment risk and may go down in value.