Happy State Bank is verified by Symantec Corporation.

Tuesday, October 17, 2017

Happy State Bank - Est. 1908

Personal Loan Application - Happy State Bank

Online Personal Loan Application


This consumer loan application is not intended for use with residential real estate mortgages. I/we acknowledge that I/we are not applying for credit which will be secured by our primary residence.
Agree Disagree

I/we are 18 years of age or older.
Agree Disagree

Are you applying by yourself or with a joint applicant?

I am applying for credit in my own name and am relying solely on my own income and assets for the repayment of the requested loan.
We intend to apply for a joint loan.

Will the loan be secured with collateral?

Yes No


You are applying for a loan with the bank. The bank offers credit insurance products. Insurance products sold through or in the bank are not insured by the Federal Deposit Insurance Corporation and are not issued, guaranteed, or underwritten by the bank or the Federal Deposit Insurance Corporation or any other Federal Government Agency. You are not required or obligated to purchase insurance from the bank or any subsidiary, affiliate or particular unaffiliated third party as a condition to obtaining your loan, and your decision as to insurance agents will not affect your credit terms in any way. The bank may not condition an extension of credit on your agreement not to obtain, or a prohibition on you from obtaining, an insurance product or annuity from an unaffiliated entity.


Applicant's Initials

Co-Applicant's Initials

Loan Application

Your Information

Co-Applicant's Information

Other Income

If you have no income in this section, please put "none" in the box.

Any income derived from alimony, child support, or separate maintenance payments need NOT be included in this application or revealed if you do not desire that such income be considered in determining your creditworthiness.

Monthly Mortgage / Rent Payment

Monthly Mortgage / Rent Payment

Complete this last section only if you are applying for secure credit, or you reside in a community property state or you are relying on property located in such a state.

Preferred Lender:


By clicking on "Submit" I/We represent that this application is complete and accurate and fully reflects my financial condition as of today's date. I authorize Lender to obtain a credit report and any other information it deems necessary about my credit worthiness. I agree to notify Lender immediately, in writing, of any adverse change in my financial condition. I understand that Lender will retain this application whether or not it is approved.