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Main St. at 1st St.

Main St. at 1st St.

Full-Service Branch

416 Main St
Sunray, TX 79086



  • ATM
  • Bank
  • Online Banking

Featured Products


Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.


Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!

Small Business

Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.

Community Involvement

Sunray Youth Baseball and Softball

We're proud to support Sunray Youth Baseball and Softball and their mission to provide a fun and competitive youth league to the youth in their community.

Sunray Funday

It's all food, fellowship, and fun at the annual Sunray Funday!

Sunray Athletic Booster Club

When it comes to all things sports, we are Happy to support the Bobcat Booster Club and Sunray athletes.

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Our only job is to help our customers. That means we'll do what it takes to bring your financial dreams to life.
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