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Main St. at Dundee Ave.

Main St. at Dundee Ave.

Full-Service Branch

1025 Main St
Matador, TX 79244


Bank Officer

Olivia Osborn


  • Bank
  • Online Banking
Olivia Osborn

Olivia Osborn

Bank Officer

I have worked in banking over 15 years. Living and working in Matador is like being around family, you just know everyone. Living in a small town is special; you know everyone and everyone helps when help is needed. I love working for Happy because Happy treats you like family and I love what Happy stands for.

Featured Products


Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.


Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!

Small Business

Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.

Community Involvement

Motley County Youth Organization

We are proud supporters of the Motley County Youth Organization and their dedication to children in the community.

Motley County Parents Club

We are proud to support the Motley County Parents Club and their dedication to students and their families.

Patton Springs PTO

We are Happy to support the Patton Springs PTO and their ongoing work with students and families.

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Our only job is to help our customers. That means we'll do what it takes to bring your financial dreams to life.
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