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98th St. and Quaker Ave.

98th St. and Quaker Ave.

Full-Service Branch

4411 98th St
Lubbock, TX 79424-5027



Bud Holmes


  • ATM
  • Bank
  • Online Banking
  • Mortgage Lender
Bud Holmes

Bud Holmes


“I’ve spent my entire life here and will tell you Lubbock is a community of the friendliest, warmest and most generous people anywhere in Texas. Being part of local organizations gives me unique insight into this community’s great climate for business and innovation. Happy works really hard to stay committed to our roots, and I see our teams go above and beyond every day to deliver the best possible experience.”

Featured Products


Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.


Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!

Small Business

Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.

Community Involvement

Lubbock Area United Way

We proudly support Lubbock Area United Way

High Point Village

We are proud to support High Point Village

Lubbock Chamber of Commerce

Proud to help out the Lubbock Chamber of Commerce

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Our only job is to help our customers. That means we'll do what it takes to bring your financial dreams to life.
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