Assistant Vice President
- Online Banking
Christina LucioAssistant Vice President
I have been in banking for over 16 years. I am club secretary for the Hereford Rotary Club and volunteer with Big Brothers Big Sisters of Hereford. I love how warm and close our community is. Growing up within the community you serve creates a strong sense of family environment. Everyone knows everyone and that’s special to have. I love the connections I’ve made along the way working for Happy State Bank. I feel respected and valued here.
Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.
Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!
Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.
Deaf Smith Chamber of Commerce
We are proud supporters of our local Chambers of Commerce's like the one in Hereford.
Big Brothers Big Sisters of Hereford
We are proud of the work that the Big Brothers and Big Sisters are doing. We are thrilled to partner with them in many of our Happy communities including Hereford.
Great Plains Casa for Kids
We proudly support the great work that CASA is a part of in our communities. We partner with them in many of our Happy communities including in Hereford.