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S. Adams St. at Live Oak St.
S. Adams St. at Live Oak St.
710 S Adams
Fredericksburg, TX 78624
830-307-6100
-
monday
9:00 AM - 3:00 PM
tuesday
9:00 AM - 3:00 PM
wednesday
9:00 AM - 3:00 PM
thursday
9:00 AM - 3:00 PM
friday
9:00 AM - 3:00 PM
saturday
Closed
sunday
Closed
-
monday
8:00 AM - 6:00 PM
tuesday
8:00 AM - 6:00 PM
wednesday
8:00 AM - 6:00 PM
thursday
8:00 AM - 6:00 PM
friday
8:00 AM - 6:00 PM
saturday
Closed
sunday
Closed
Bank Officer
Carlin Friar
Services
- ATM
- Bank
- Online Banking

Carlin Friar
Bank OfficerI’ve lived in the Texas Hill Country my whole life. Having the opportunity to remain involved in Boerne where I live, and get involved in Fredericksburg where I work has been a treat! The communities share almost identical heritage, and both have economies that are driven by tourism, but what makes them special is the strong business and consumer support of community banking. People like to do business with those they know! Happy State Bank is special to me because of the people. I don’t think there has ever been an interaction that hasn’t either started or ended with the works “is there anything else I can do for you.” When you care about each other, the care for the customer comes naturally. It is a truly contagious culture.
Featured Products

Checking
Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.

Mortgage
Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!

Small Business
Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.
Community Involvement

Hill Country Memorial Hospital Foundation
We proudly support the Hill Country Memorial Hospital Foundation in the Fredericksburg community.

Fredericksburg Chamber of Commerce
We are proud to support the Chamber of Commerce in many Happy communities including Fredericksburg.

Admiral Nimitz Foundation
We are happy to support the Admiral Nimitz Foundation in the Fredericksburg community.