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4th Ave. at 20th St.

4th Ave. at 20th St.

Full-Service Branch

1908 4th Ave
Canyon, TX 79015



Gary Hinders


  • ATM
  • Bank
  • Online Banking
  • Mortgage Lender
Gary Hinders

Gary Hinders


I have been in banking for almost 30 years. I am the Mayor of Canyon and volunteer with the Lions Club, West Texas A&M University Advisory Committee among other things. Canyon is a wonderful growing community with the dynamics that a university (WTAMU) adds to life. It is a community where folks serve and do life together well. It is a great place for families with one of the best school districts in the state. Happy State Bank is a family working together. We work to have fun with each other and our customers. Happy is dedicated to the community like none other.

Featured Products


Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.


Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!

Small Business

Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.

Community Involvement

Fill With Hope

We proudly support the Fill with Hope program in Canyon.

Canyon Chamber of Commerce

We proudly support the Canyon Chamber of Commerce

Canyon Main Street

We are proud supporters of Canyon Main Street

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Our only job is to help our customers. That means we'll do what it takes to bring your financial dreams to life.
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