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Business Accounts

Deposit Interest Rates

Happy Commercial Interest Checking

Amount Annual Percentage Yield (APY) Rate
$1,000-$49,999 0.02% 0.02%
$50,000-$249,999 0.05% 0.05%
$250,000-$999,999 0.07% 0.07%
$1,000,000+ 0.21% 0.21%

Non-Profit Interest Account

Amount Annual Percentage Yield (APY) Rate
$1,000-$49,999 0.02% 0.02%
$50,000-$249,999 0.05% 0.05%
$250,000-$999,999 0.07% 0.07%
$1,000,000+ 0.21% 0.21%

Happy Business Money Market

Amount Annual Percentage Yield (APY) Rate
$5,000-$49,999 0.02% 0.02%
$50,000-$249,999 0.07% 0.07%
$250,000-$999,999 0.1% 0.1%
$1,000,000+ 0.26% 0.26%

IOLTA

Amount Annual Percentage Yield (APY) Rate
All Balances 0.26% 0.26%

Public Funds Interest Account

For rate information, contact Greg Houlette at 806-342-2403.

Certificates of Deposit

$1,000 - $10,999 | $11,000 - $99,999
Term Annual Percentage Yield (APY) Rate
1 Month 0.11% 0.11%
3 Months 0.12% 0.12%
6 Months 0.15% 0.15%
1 Year 0.16% 0.16%
18 Months 0.21% 0.21%
2 Years 0.24% 0.24%
3 Years 0.26% 0.26%
4 Years 0.31% 0.31%
5 Years 0.36% 0.36%

Jumbo CDs

Certificates of Deposit $100 and Over

For rates on CDs $100,000 and over, please contact your Happy banker or stop by your nearest branch.

Find the Nearest Branch
Inside Happy State Bank headquarters building

Rates as of May 26, 2021 and subject to change without notice. | Compounded interest calculated on daily collected balance. | Fees may reduce earnings. Penalty may be imposed for early withdrawal.