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At HAPPY STATE BANK we have the people and the tools to help make the home loan process convenient and affordable.

Helping you get into your new home makes us HAPPY. Our mortgage team has the expertise to help you get the home loan that's right for you, including:

•  Home Purchase Loans
•  Home Improvement Loans
•  Home Refinance Loans
•  Home Construction Loans
•  Bridge Loans
•  Down Payment Assistance Programs
•  And we offer a Purchase Plus Improvement Loan

Our wide range of home loan financing options are tailored to fit your specific needs. We offer an application process designed to improve and streamline your home loan experience including our new HAPPY Hybrid eClosing allowing you to spend less time at the title company and more time in your settling into your new Happy home.

That makes for a better use of your time and a HAPPY buying experience for your clients!

How does Hybrid eClosing work?

  • TestimonialsBorrowers receive an encrypted link the day of closing and sign all non-collateral documents electronically by computer or mobile device.

  • Title companies receive a link to access the documents needing actual borrower signatures when they arrive for closing.

What does Hybrid eClosing mean?

  • Closing documents are retained in an encrypted envelope only accessed by the borrower with a unique authentication code.

  • Time spent at the title company signing documents is greatly reduced.

  • The borrowers have a smoother and better HAPPY experience!

To learn how we can help you with your home financing needs, look below for a trusted Mortgage lender in and around your hometown and give her or him a call today!

Or to get a head start on the process, simply click the apply now button below to begin an application online.

Apply Now 

 

Monica Aragon

Monica Aragon
NMLS# 518145

Canyon
(806) 881-0037
 
Frances Barrera

Frances Barrera
NMLS# 649529

Plainview (Olton)
(806) 291-3203

Erin Budd

Erin Budd
NMLS# 1443480

Amarillo (Soncy)
(806) 467-5462

Donna Cooper

Donna Cooper
NMLS# 960127

Amarillo (Taylor)
(806) 467-5466
 


Mirna Corral
NMLS# 1764961

Amarillo (Soncy)
(806) 467-5461

Jeremy Dean

Jeremy Dean
NMLS# 1474200

Fort Worth
(817) 989-3987

Donna Donnell

Donna Donnell
NMLS# 518148

Amarillo (Georgia)
(806) 468-6534

Heather Glenn

Heather Glenn
NMLS# 338710

Lubbock
(806) 788-2479

Evan Gonzalez

Evan Gonzalez
NMLS# 1904511

Amarillo (Soncy)
806-467-5480

Cindy Hanson

Cindy Hanson
NMLS# 841587

Amarillo (Soncy)
(806) 356-3008

Margaret Jobes

Margaret Jobes
NMLS# 649525

Kerrville (Junction Hwy)
(830) 258-1709

Kay Kuhn

Kay Kuhn
NMLS# 518150

Amarillo (Coulter)
(806) 467-5484

Paula Lacour

Paula Lacour
NMLS# 1593528

Borger
(806) 467-5478
Ana Miranda

Ana Miranda
NMLS# 1566252

Amarillo (24th & Grand)
806-467-5436
Se Habla Español
Russell Pulliam

Russell Pulliam
NMLS# 298632

Fort Worth
(817) 799-0870

Samantha Robinett

Samantha Robinett
NMLS# 649527

Kerrville (Junction Hwy)
(830) 258-1748

Ryan Stewart 

Ryan Stewart
NMLS #1527080

Fort Worth
(817) 629-9059  


NMLS #458264