Online Banking Login
Skip to main contentor please stop by one of our convenient locations.
Happy Personal Checking
Happy Personal Savings
Personal Online Banking
Card Controls and Alerts
Personal Mobile Banking
Safe Deposit Boxes
Travel Card and Services
Lenders by Region
Happy Business Banking
Business Online Banking
Business Mobile Banking
SBA Paycheck Protection Program
Happy Investment Services
Meet Our Investment Team
Contact Investment Services
Happy Trust Company
Meet Our Trust Team
Find a Branch
Find an ATM
Find an Officer
Board of Directors
Policies and Disclosures
Awards and Recognition
How to Bank Happy
What can we help you find?
At HAPPY STATE BANK we have the people and the tools to help make the home loan process convenient and affordable.
Helping you get into your new home makes us HAPPY. Our mortgage team has the expertise to help you get the home loan that's right for you, including:
• Home Purchase Loans
• Home Improvement Loans
• Home Refinance Loans
• Home Construction Loans
• Bridge Loans
• Down Payment Assistance Programs
• And we offer a Purchase Plus Improvement Loan
Our wide range of home loan financing options are tailored to fit your specific needs. We offer an application process designed to improve and streamline your home loan experience including our new HAPPY Hybrid eClosing allowing you to spend less time at the title company and more time in your settling into your new Happy home.
That makes for a better use of your time and a HAPPY buying experience for your clients!
Borrowers receive an encrypted link the day of closing and sign all non-collateral documents electronically by computer or mobile device.
Title companies receive a link to access the documents needing actual borrower signatures when they arrive for closing.
Closing documents are retained in an encrypted envelope only accessed by the borrower with a unique authentication code.
Time spent at the title company signing documents is greatly reduced.
The borrowers have a smoother and better HAPPY experience!
To learn how we can help you with your home financing needs, look below for a trusted Mortgage lender in and around your hometown and give her or him a call today!
Or to get a head start on the process, simply click the apply now button below to begin an application online.
Need Assistance? Call (800) 447-2265 or Contact Us
Routing Number: 111310870
Click to download Adobe Acrobat Reader
All rights reserved. Happy State Bank Copyright @2019.
Your privacy is very important to us.We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving Happy State Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Happy State Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Happy State Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.