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What can we help you find?
At HAPPY STATE BANK we have the people and the tools to help make the home loan process convenient and affordable.
Helping you get into your new home makes us HAPPY. Our mortgage team has the expertise to help you get the home loan that's right for you, including:
• Home Purchase Loans
• Home Improvement Loans
• Home Refinance Loans
• Home Construction Loans
• Bridge Loans
• Down Payment Assistance Programs
• And we offer a Purchase Plus Improvement Loan
Our wide range of home loan financing options are tailored to fit your specific needs. We offer an application process designed to improve and streamline your home loan experience including our new HAPPY Hybrid eClosing allowing you to spend less time at the title company and more time in your settling into your new Happy home.
That makes for a better use of your time and a HAPPY buying experience for your clients!
Borrowers receive an encrypted link the day of closing and sign all non-collateral documents electronically by computer or mobile device.
Title companies receive a link to access the documents needing actual borrower signatures when they arrive for closing.
Closing documents are retained in an encrypted envelope only accessed by the borrower with a unique authentication code.
Time spent at the title company signing documents is greatly reduced.
The borrowers have a smoother and better HAPPY experience!
To learn how we can help you with your home financing needs, look below for a trusted Mortgage lender in and around your hometown and give her or him a call today!
Or to get a head start on the process, simply click the apply now button below to begin an application online.
Need Assistance? Call (800) 447-2265 or Contact Us
Routing Number: 111310870
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