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It’s our most popular account for a reason. Our HAPPY CHECKING account comes with:
Personal Debit Card

  • No monthly maintenance fee
  • $100 minimum deposit to open
  • No ongoing minimum balance requirement
  • Free electronic statements*
  • Free first box of checks for adults over 65
  • Available Overdraft Privilege

Interested in more?

Saving money is Happy. You’re in the right place.

With HAPPY STATE BANK, we make sure you’re covered even while out of town. Access your money for free at over 25,000 ATMs across the country.

*Must enroll in online banking and sign up for electronic statements to avoid the $10 paper statement fee