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Happy State Bank -1145 Junction Hwy

1145 Junction Hwy
Kerrville, TX 78028

830-353-6750

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President

Brian Bowers

Services

ATM
Bank
Online Banking
Mortgage Lender

Brian Bowers

President

“If you ask me, Kerrville is the heart of Texas. This a tight-knit community that supports local businesses and pours into youth organizations – much like Happy. I love working for a bank where we put others first and I can openly share my faith with others. It’s also pretty amazing that ‘live by the Golden Rule’ is part of our mission statement.”

bbowers@happybank.com

Featured Products

Checking

Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.

Mortgage

Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!

Small Business

Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.

Habitat for Humanity

We are proud to support Habitat for Humanity and their mission to create a world where everyone has a decent place to live.

Kerrville Area Chamber of Commerce

We are Happy to support the Kerrville Area Chamber of Commerce and their work with local businesses.

Hill Country Youth Ranch

We are proud supporters of the Hill Country Youth Ranch and their commitment to providing a safe, loving, and life-enhancing environment for children.

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Due to high call volume in our Customer Care Center you may experience a longer than normal wait time. We apologize for any inconvenience.

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Happy State Bank -1145 Junction Hwy