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Welcome to Happy

Happy Personal Banking

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Everything you need to help you bank Happy.

Enroll in Online Banking

Manage your accounts, set up transfers, pay bills and more. Registering for online banking is easy and only takes a few minutes. Get started HERE and follow these steps:

  1. Select your account type.
  2. Review and accept our online disclosures and agreements and select Continue.
  3. Complete the Online Banking Enrollment form.

Online Banking Introduction

Your online banking toolbox.

Bill Pay

Pay bills with a couple of clicks. While logged in to your account, select the Pay and Transfer drop-down and then Pay bills. Once there, follow the directions and select Enroll now. Once your payees are setup, you have additional options to help seamlessly manage your finances:

  • Schedule your payments in advance using AutoPay
  • Use eBill to view bills from your payees right from your Happy online banking

Transfers & External Transfers

You can transfer money between your accounts and send and receive money to accounts you may have at other institutions. Select Pay and Transfer then the option, and follow the prompts:

  • Transfer between your Happy accounts: Select Make a transfer
  • Transfer to other accounts: Select Make an external transfer


Want to know when balances change or transactions clear your account? You can sign up and customize the alerts for each of your accounts and we’ll keep you up-to date. To sign up for account alerts, go to Customer Service and select Manage Alerts. There you can choose the account you would like to be notified about and hand select the alerts you will receive.

Sign up for eStatements.

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Electronic statements are the most secure way to manage your accounts and keep your information safe. We offer free electronic statements with every account and maintain an 18 month statement history once enrolled.

  • To enroll in eStatements: Select Customer Service and Change statement delivery method on the first drop-down column and follow the directions. (Make sure you review the Service Agreement and Disclosure hyperlink before proceeding.)
  • To view your statements: Select Accounts and Statements.

Register Your Mobile Device: Activating your mobile device enables you to receive text alerts regarding your account. To register, select the Mobile Banking Center from your Home screen, then the Get Started button, and follow the prompts to activate your device.

Important Account Essentials

Privacy Policy

Happy State Bank will NEVER solicit confidential information in the form of a phone call, email, or text message. For more information, view our privacy policies and disclosures.

Routing Number

The HAPPY STATE BANK routing number is 111310870. Use this number with your account number to electronically send funds from bank to bank.

Overdraft Protection

We understand that overdrawing your account can happen, which is why we offer Overdraft Protection Services on most accounts.

Mobile Banking

A happy experience on your phone.

More On Mobile Banking
Close-up portrait of a modern senior woman using smart phone at home.

The Mobile Benefits

As a reminder, you must enroll in online banking prior to downloading the app. Once the app is downloaded, you’re ready to start enjoying banking on the go with Happy State Bank using your online banking username and password.

Mobile Deposits

No time to stop by a branch? Make a check deposit via the app! Log in to mobile banking and select the yellow plus sign and then select Deposit. The prompts will walk you through the steps, including taking a picture of your check and confirming your deposit.

Control Debit Card and Get Alerts

We help you protect your Happy debit card by letting you turn it on or off from your app. In addition, you can also set spending limits, get alerts for purchases, use merchant controls, set transaction controls and more! Setting these controls is easy! Simply select your debit card in the Card Controls tab to begin personalizing your Happy mobile alerts.

Pay Bills

Once you’ve enrolled in bill pay through online banking, you can set up new payees and pay existing bills right from your phone with just a couple of clicks. Select the yellow plus sign and select Pay Bills to get started.

Open an Account

Continuing your banking journey with us just got that much easier! With the option to open a checking, savings, or money market account, there’s nothing stopping you from banking, the Happy way! To start, select the More tab and then press the Open an Account option, or simply connect here.

Send Money to Others

Happy State Bank has partnered with Zelle® to bring your money to your fingertips. Using your Happy State Bank mobile app, you can send money – typically in minutes – to almost anyone you know who has a bank account in the U.S. using just their email address or U.S. mobile phone number.

Get the most from your Personal Banking experience.

Our personal banking product set features plenty of guidance around checking, savings, loans and other banking services.