Happy State Bank is verified by Symantec Corporation.

Monday, August 21, 2017

Happy State Bank - Est. 1908

Current Deposit Rates - Happy State Bank

Deposit Rates

Effective As of 05/01/2017

Term CD's $ 100,000 & up $11,000 - $99,999 $1,000 - $10,999
Interest Rate APY Interest Rate APY Interest Rate APY
1 month 0.10% 0.10% 0.05% 0.05% 0.05% 0.05%
3 month 0.15% 0.15% 0.10% 0.10% 0.05% 0.05%
6 month 0.35% 0.35% 0.30% 0.30% 0.25% 0.25%
1 year 0.65% 0.65% 0.55% 0.55% 0.50% 0.50%
18 months 0.75% 0.75% 0.65% 0.65% 0.60% 0.60%
2 year 0.80% 0.80% 0.70% 0.70% 0.65% 0.65%
3 year 1.00% 1.00% 0.90% 0.90% 0.85% 0.85%
4 year 1.24% 1.25% 1.14% 1.15% 1.09% 1.10%
5 year 1.49% 1.50% 1.34% 1.35% 1.29% 1.30%
IRA'S - ($1,000 minimum balance required to open)
1 year 0.65% 0.65% 0.65% 0.65% 0.65% 0.65%

*CDs compound monthly. IRAs compound annually.

Money Market Investment Account*
Today's Interest Rate 0.02%
APY 0.02%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly
Interest On Checking
Today's Interest Rate 0.02%
APY 0.02%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly
Savings Accounts*
Today's Interest Rate 0.02%
APY 0.02%
Minimum to Open $100.00
Avg. Bal. to Earn APY $1.00
Interest Paid Quarterly
Investor Checking Account* $1,000 $10,000 $50,000 $100,000
Interest Rate 0.02% 0.02% 0.02% 0.05%
APY 0.02% 0.02% 0.02% 0.05%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly
Investor Savings Account* $1,000 $10,000 $50,000 $100,000
Interest Rate 0.02% 0.02% 0.02% 0.10%
APY 0.02% 0.02% 0.02% 0.10%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly
Health Savings Account $0 $1,000 $10,000 $100,000
Interest Rate 0.02% 0.02% 0.02% 0.05%
APY 0.02% 0.02% 0.02% 0.05%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly

*** Fees and withdrawals could reduce the annual percentage yield (APYs) and interest rates on accounts. Penalties for early withdrawal. Rates are subject to change on a daily basis.

*Variable Rate is subject to change without notice.

For terms and APY's not included, please contact a customer service representative at any of our locations or call (806) 373-2265 for correct rate information.