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Monday, May 02, 2016

Happy State Bank - Est. 1908

Current Deposit Rates - Happy State Bank

Deposit Rates

Effective As of 12/22/2015

Term Days Compound Frequency $ 100,000 & up $11,000 - $99,999 $1,000 - $10,999
Interest Rate APY Interest Rate APY Interest Rate APY
30 Monthly 0.10% 0.10% 0.05% 0.05% 0.05% 0.05%
90 Monthly 0.15% 0.15% 0.10% 0.10% 0.05% 0.05%
CDARS / Public Funds -- -- -- -- -- --
180 Monthly 0.45% 0.45% 0.40% 0.40% 0.35% 0.35%
CDARS / Public Funds 0.35% 0.35% 0.30% 0.30% 0.25% 0.25%
365 Monthly 0.50% 0.50% 0.45% 0.45% 0.40% 0.40%
CDARS / Public Funds 0.40% 0.40% 0.35% 0.35% 0.30% 0.30%
547 Monthly 0.55% 0.55% 0.50% 0.50% 0.45% 0.45%
CDARS / Public Funds 0.45% 0.45% 0.40% 0.40% 0.35% 0.35%
IRA'S - ($1,000 minimum balance required to open)
365 Yearly 0.55% 0.55% 0.55% 0.55% 0.55% 0.55%
CDARS / Public Funds 0.45% 0.45% 0.45% 0.45% 0.45% 0.45%
Money Market Investment Account*
Today's Interest Rate 0.10%
APY 0.10%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly
Interest On Checking
Today's Interest Rate 0.10%
APY 0.10%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly
Savings Accounts*
Today's Interest Rate 0.10%
APY 0.10%
Minimum to Open $100.00
Avg. Bal. to Earn APY $1.00
Interest Paid Quarterly
Investor Checking Account* $1,000 $10,000 $50,000 $100,000
Interest Rate 0.10% 0.10% 0.10% 0.20%
APY 0.10% 0.10% 0.10% 0.20%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly
Investor Savings Account* $1,000 $10,000 $50,000 $100,000
Interest Rate 0.10% 0.10% 0.10% 0.25%
APY 0.10% 0.10% 0.10% 0.25%
Minimum to Open $1,000.00
Avg. Bal. to Earn APY $1,000.00
Interest Paid Monthly

*** Fees and withdrawals could reduce the annual percentage yield (APYs) and interest rates on accounts. Penalties for early withdrawal. Rates are subject to change on a daily basis.

*Variable Rate is subject to change without notice.

For terms and APY's not included, please contact a customer service representative at any of our locations or call (806) 373-2265 for correct rate information.