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Saturday, April 25, 2015

Happy State Bank - Est. 1908

Business Calculators - Happy State Bank

Business Calculators

Breakeven Analysis - Find out how many and what price you must sell your product at to make a profit.

Business Debt Consolidation Calculator - Should your business consolidate its debt? Use this calculator to find out.

Business Valuation - Discounted Cash Flow - This tool calculates a business valuation based upon the discounted cash flow methodology? Illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.

Cash Flow Calculator - Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Commercial Loan Calculator - Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Debt Service Coverage - This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.

Equipment Buy vs. Lease - Should you lease your equipment or finance it? Find out with this calculator!

Financial Ratios - This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis - Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

Like Kind Exchange - This calculator is designed to calculate and recognize the loss, gain and the basis for a Like Kind Exchange.

Profit Margin Calculator - This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Working Capital Needs - Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.