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Happy Travels - Happy State Bank Travel Cards

Happy State Bank Travel Card

HAPPY STATE BANK offers Travel Cards which is a modern solution for consumer travel needs. It is a unique alternative to taking cash, credit/debit cards or checks.

Please visit any local branch to find out how to get your Travel Card today. For questions feel free to contact us at (806) 373-BANK.

Travel Card Features:

•  A purchase fee of $5/travel card will be assessed at the time of purchase.

•  The monthly fee of $4.95 will be waived for the first three (3) months; and no fee will be accessed in any month with a load.

•  Travel Card load limits range from $10.00 to $5,000.00 per day with the maximum card balance at any time of $10,000.

•  Travel Cards can be reloaded 3 times per day. A $3.00 reload fee will be assessed.

•  Secondary "companion" cards are available for an additional $2.00/card at the time of initial purchase. Limit of two (2) secondary "companion" cards.

•  The total number of ATM, Point of Sale Cashback, or over the counter cash withdrawals is limited to three (3) cash withdrawals from each, and no more than nine (9) times per day.

•  The maximum amount of ATM or Point of Sale Cashback withdrawal is limited to no more than three (3) transactions totaling $1,000 per twenty-four (24) hours.

•  The maximum amount of over the counter cash withdrawal is limited to no more than $2,500 total per twenty-four (24) hours.

•  The maximum amount in Point of Sale Signature or Point of Sale PIN Transactions is limited to $2,500.


Monthly Fee

Per Purchase

ATM Withdrawal

Cash Reload














ATM balance inquiry $0
Customer service $0
Inactivity $0
We charge 3 other types of fees. Here are some of them:
Over-the-Counter Cash Withdrawal $1.99
Foreign Transaction Fee 3%

* Waived first three months. No fee in any month with a load.
† Third-party fees may apply.  Other fees may apply, see Cardholder Agreement for details.
No overdraft/credit feature.
Your funds are eligible for FDIC insurance. 
For general information about prepaid accounts, visit Find details and conditions for all fees and services in the Cardholder Agreement, or call 866-261-7741 or visit


Important Tips for Enjoying Your Card

•  Sign your card before using it and keep a record of the number in a safe place.

•  When making a purchase, you can enter “credit” or give your card to the cashier to sign the receipt. If you enter debit, you must have a 4 digit pin number. (You can set your own 4 digit pin number by calling the phone number on the back of the card.)

 •  If your purchase is more than your available balance it may be declined unless you process it as split tender (split payment).

•  Restaurants, car rental agencies and hotels may add up to 20% to your transaction amount when requesting authorization.

 •  To register your card, check your balance or view transaction history, visit

Prepaid card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa® U.S.A. Inc and pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.