Todd has 16 years of trust and banking experience. He started banking with Bank of America while attending West Texas A&M University. After graduating with a Bachelor of Business Administration in Finance, he went to work for the trust department at Herring Bank where he served as an assistant trust administrator. Todd enlisted in the United States Army in 2005 and served two tours of duty in Iraq. In 2010, he joined Happy State Bank where his principal duties, as the senior portfolio manager, include oversight of the investment management process, market research and portfolio management. Todd has attended the Texas Trust School and Texas Graduate Trust School offered by the Texas Bankers Association. He is a member of the Amarillo East Rotary Club and serves on the board of the Wesley Community Center Foundation and the Catalyst Committee with the Amarillo Area Foundation.