Terms of Use

WWW.HAPPYBANK.COM WEB SITE TERMS OF USE

ACCESS TO THIS WEB SITE IS SUBJECT TO THE FOLLOWING TERMS OF USE.  PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES HEREIN, USER AGREES TO BE BOUND BY THE TERMS OF USE SET FORTH BELOW. 

Happy State Bank, its holding company, affiliates and subsidiaries (hereinafter sometimes collectively referred to as "the Bank") may at anytime make changes to these terms of use.

Except as otherwise indicated, the content of this site, including the pages, screens, text, and images and their arrangement are copyright © 2000, by The Happy State Bank.  All rights reserved.  You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this web site without the express written consent of the Bank. In addition, Happy State Bank may also claim service mark or trademark rights in other marks contained in these pages.  Other product and company names mentioned herein may be the trademarks of their respective owners.  Title to and all intellectual property rights in the material on this site remain property of the Bank.

We do not warrant that the content herein is accurate, complete, current or free from errors.  It is your responsibility to verify any information before relying on it.  The information, software, products, and services published on this web site may include inaccuracies or typographical errors. Changes are periodically added to the information herein.  Happy State Bank and/or its suppliers may make improvements and/or changes in this web site at any time.

The Happy State Bank and/or its suppliers make no representations about the suitability of the information, software, products, and services contained on this web site for any purpose. All such information, software, products, and services are provided "as is" without warranty of any kind.

The Bank will not be liable under any circumstances for any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus or system failure.  In no event shall the Bank be liable for any special, indirect, incidental, or consequential damages or any damages whatsoever, including but not limited to loss of use, data, or profits arising out of or relating to the use of this site or the copying or display of information accessed through his site, whether or not the Bank was advised of or aware of the possibility of such damages.  Without limiting the foregoing, the Bank shall not be liable for any losses or damages incurred as a result of any information or confidential information submitted to it through this site or any page hereof or for its transmission of information or confidential information to any person(s) or entity(ies) as a result of a request for such transmission reasonably believed by the Bank to have been made by such person or entity.  Finally, the Bank does not make any representation about the suitability of the content of this site for any purpose whatsoever.  The Bank shall not be subject to any obligations of confidentiality regarding information submitted through this site or any page hereof except as otherwise agreed to by us in writing with a person(s) or entity(ies) having a direct relationship with us or as otherwise required by law.  Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above-stated limitation may not apply to you.
 
Except as may be required by applicable law, any information that you transmit to us using this site or electronic mail will be subject to our written privacy policy available elsewhere at this site and through contact with the Bank. We may use such information for any purpose, consistent with the provisions of the privacy statement.  

These terms of use will be governed by and be interpreted pursuant to the laws of the State of Texas, United States of America, notwithstanding any principles of conflicts of law. The state or federal courts located in Potter County, Texas, shall have exclusive jurisdiction over any cause of action arising out of or related to the content or use of this site. If any part of these terms of use is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and/or enforceability of any remaining provisions.

Our products and services are offered only in jurisdictions where they may be lawfully offered for sale; and are subject to the terms of the applicable agreement.  NOT ALL PRODUCTS OR SERVICES MENTIONED HEREIN ARE AVAILABLE IN ALL JURISDICTIONS.

Copyright © 2000, by The Happy State Bank.  All rights reserved.