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Important Information Regarding the
Use of this Online Application

Certain restrictions apply to the use of this online application for consumer credit.
Please read and acknowledge the following statements before proceeding:

Happy State Bank's policy is to make loans to individuals who reside within our trade area. I/we acknowledge that my/our loan application may be denied if my/our principle residence is not located within an area served by Happy State Bank. To see a general list of the Texas counties we typically serve, click here.
This consumer loan application is not intended for use with residential real estate mortgages. I/we acknowledge that I/we are not applying for credit which will be secured by our primary residence.
I/we are 18 years of age or older.
Are you applying by yourself or with a joint applicant?
I am applying for credit in my own name and am relying solely on my own income and assets for the repayment of the requested loan.
We intend to apply for joint credit.  

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Customer Insurance Disclosure
You are applying for a loan with the bank. The bank offers credit insurance products. Insurance products sold through or in the bank are not insured by the Federal Deposit Insurance Corporation and are not issued, guaranteed, or underwritten by the bank or the Federal Deposit Insurance Corporation or any other Federal Government agency. You are not required or obligated to purchase insurance from the bank or any subsidiary, affliate, or particular unaffiliated third party as a condition to obtaining your loan, and your decision as to insurance agents will not affect your credit terms in any way. The bank may not condition an extension of credit on your agreement not to obtain, or a prohibition on you from obtaining, an insurance product or annuity from an unaffiliated entity.

 

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