Happy State Bank and Trust Company Click Here
Happy State Bank and Trust Company
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GoldStar Trust Company
GoldStar Trust Company

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Terms of Use

Interest on Checking

  • No Service Charge - maintain $1,000 minimum collected daily balance or $2,000 minimum average collected daily balance to avoid the $8 monthly maintenance fee.
  • Open account with $1,000.
  • Interest Paid Monthly - maintain average collected daily balance of $1,000 (Rates subject to change).
  • Free ATM and Debit Card.
  • Free HAPP-eBANK Online Banking.
  • Free Online Bill Pay.
  • Images of your cancelled checks are returned in your statement.
  • Overdraft fee of $24 per item.