Checking 101 - For College Students
A bank account designed just for college students.
Because it's FREE! Come on in and see us! We offer
personal service and we would love to help you learn how to manage
and balance your checking account. Your parents will be proud,
and you'll finally be on your own...finally!

Happy to be Free!
- Only $50 opens an account
-
Now this is what we call FREE!
- No service charge!
- No minimum balance required! (yes...even $1 is OK)
- Unlimited checkwriting!
- No per check charge!
- Free HAPP-eBANK On-line Banking with Online Bill Pay (at www.happybank.com)
- Free 24 Hour X-Press Phone Banking...to help you keep your
account balanced.
- Free imaged statements
- Free incoming wires (so your parents can send you money!)
- Free auto transfers between accounts. If you request
an auto transfer from your savings account, you can use this to cover
overdrafts at no charge.
- Free auto debits between accounts to help you manage your money and keep a positive balance.
- Free debit card that can be used to get you cash because we
know you'll need it! Use it to buy stuff anywhere Mastercard is
accepted, or use it free at any of our HSB ATM's or any ATM within the Money
Pass network located throughout the country. See www.moneypass.com for availability.

- Free 1st order of checks customized with WTAMU, AC, Tech,
UT, or A&M logo! Other logos may be available.
- Free Oops! Card...because we know stuff happens. Use
it for a one-time refund for an insufficient check fee or a stop payment fee.
Need Money for College? It takes lots of money to pay for an education.
Our student loan department will give you prompt, personal service &
can assist you with your financial needs. Please remember to
choose us as your lender for your student loan needs.
Our lender code is #810864.
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