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Checking 101 - For College Students

A bank account designed just for college students.  Because it's FREE!  Come on in and see us!  We offer personal service and we would love to help you learn how to manage and balance your checking account.  Your parents will be proud, and you'll finally be on your own...finally!

Checking 101 - For College Students

Happy to be Free!

  • Only $50 opens an account
  • Now this is what we call FREE!
    • No service charge!
    • No minimum balance required! (yes...even $1 is OK)
    • Unlimited checkwriting!
    • No per check charge!
  • Free HAPP-eBANK On-line Banking with Online Bill Pay (at www.happybank.com)
  • Free 24 Hour X-Press Phone Banking...to help you keep your account balanced.
  • Free imaged statements
  • Free incoming wires (so your parents can send you money!)
  • Free auto transfers between accounts.  If you request an auto transfer from your savings account, you can use this to cover overdrafts at no charge.
  • Free auto debits between accounts to help you manage your money and keep a positive balance.
  • Free debit card that can be used to get you cash because we know you'll need it!  Use it to buy stuff anywhere Mastercard is accepted, or use it free at any of our HSB ATM's or any ATM within the Money Pass network located throughout the country.  See www.moneypass.com for availability.  Money Pass
  • Free 1st order of checks customized with WTAMU, AC, Tech, UT, or A&M logo!  Other logos may be available.
  • Free Oops! Card...because we know stuff happens.  Use it for a one-time refund for an insufficient check fee or a stop payment fee.

Need Money for College? It takes lots of money to pay for an education.  Our student loan department will give you prompt, personal service & can assist you with your financial needs.  Please remember to choose us as your lender for your student loan needs. 

Our lender code is #810864.              read more >>