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GoldStar Trust Company
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Business Analysis Checking

Business Accounts With Analysis Charges.

      Account Maintenance (monthly)        $ 8.00
  Checks Paid .15
  ACH Items .10
  Deposits no charge
  Per Check Deposited .045
  Returned Deposits no charge
  Outgoing Wire Transfer 10.00
  Incoming Wire Transfer no charge
  Outgoing Collection Items 10.00
  Incoming Collection Items 5.00
  Coin (per roll) .07
  Currency (per strap) .35
  Reserve Requirements 10%

Analysis Charge Calculation:

   An earnings rate based on the average monthly 13-week treasury bill auction will be applied to your account's available balances to offset analysis charges.

   If your collected balances should fall below a positive amount, your account will be assessed a borrowing rate calculated at 3.0% above prime.

   If the available balances are sufficient to offset expenses, no analysis charge will be assessed.

Non-Analysis Direct Charges:

      Stop Payments $ 24.00
  N.S.F. (per item) 24.00
  Overdraft (per item) 24.00
  ACH File Origination 10.00
  Per ACH item processed           .05