ATM Safety Precautions
As with all financial
transactions, please exercise discretion when using an ATM or night
deposit facility. For your own safety, be careful. The following
suggestions may be helpful.
- Prepare for your
transactions at home (for instance, by filling out a
deposit slip) to minimize your time at the ATM or night
deposit facility.
- Mark each transaction in
your account record, but not while at the ATM or night
deposit facility. Always save your ATM receipts. Don't
leave them at the ATM or night deposit facility because
they may contain important account information.
- Compare your records
with the account statements you receive.
- Don't lend your ATM /
VISA Check card to anyone.
- Remember, do not leave
your card at the ATM. Do not leave any documents at a
night deposit facility.
- Protect the secrecy of
your Personal Identification Number (PIN). Don't tell
anyone your PIN. Don't write your PIN where it can be
discovered. For example, don't keep a note of your PIN
in your wallet or purse.
- Prevent others from
seeing you enter your PIN by using your body to shield
their view.
- If you lose your ATM
card or if it is stolen, promptly notify us. You should
consult the other disclosures you have received about
electronic fund transfers for additional information
about what to do if your card is lost or stolen.
- When you make a
transaction, be aware of your surroundings. Look out for
suspicious activity near the ATM or night deposit
facility, particularly if it is after sunset. At night,
be sure that the facility (including the parking area
and walkways) is well lighted. Consider having someone
accompany you when you use the facility after sunset. If
you observe any problem, go to another ATM or night
deposit facility.
- Don't accept assistance
from anyone you don't know when using an ATM or night
deposit facility.
- If you notice anything
suspicious or if any other problem arises after you have
begun an ATM transaction, you may want to cancel the
transaction, pocket your card and leave. You might
consider using another ATM or coming back later.
- Don't display your cash;
pocket it as soon as the ATM transaction is completed
and count the cash later when you are in the safety of
your own car, home, or other secure surrounding.
- At a drive-up facility,
make sure all the car doors are locked and all of the
windows are rolled up, except the driver's window. Keep
the engine running and remain alert to your
surroundings.
-
We want the ATM and
night deposit facility to be safe and convenient for
you. Therefore, please tell us if you know of any
problem with a facility. For instance, let us know
if a light is not working or there is any damage to
a facility. Please report any suspicious activity or
crimes to both the operator of the facility and the
local law enforcement officials immediately.
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