Happy State Bank collects non-public personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us or others
• Information we receive from a consumer reporting agency

Happy State Bank restricts access to non-public personal information about you to those employees who need this information to provide products and services to you.  The Bank maintains physical, electronic, and procedural safeguards that comply with Federal standards to guard your non-public personal information.

The Bank does not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.